Terms of Service

Please read these terms carefully before using our services.

Last updated: January 2025

Agreement to Terms

These Terms of Service ("Terms") govern your use of Toolboard ("Service") operated by Toolboard ("we," "our," or "us"). By accessing or using our Service, you agree to be bound by these Terms.

If you disagree with any part of these terms, then you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service.

Description of Service

Toolboard provides online tools and utilities including but not limited to:

• Financial calculators (mortgage, loan, currency conversion)
• File conversion tools (Word to PDF, image formats)
• Unit conversion calculators
• Time zone and other utility tools

We reserve the right to modify, suspend, or discontinue any part of our Service at any time.

User Accounts

Account Creation

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your account credentials.

Account Responsibilities

You are responsible for all activities that occur under your account and for maintaining the security of your account.

Account Termination

We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms.

Acceptable Use

You agree not to use the Service to:

Prohibited Activities

• Violate any laws or regulations
• Infringe on intellectual property rights
• Upload malicious content or files
• Attempt to gain unauthorized access
• Interfere with service operation

Permitted Uses

• Personal and business calculations
• File format conversions
• Educational purposes
• Legitimate business needs
• Research and analysis

Intellectual Property

Our Rights

The Service and its original content, features, and functionality are owned by Toolboard and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Your Content

You retain ownership of any content you submit to our Service. By submitting content, you grant us a worldwide, non-exclusive license to use, reproduce, and distribute your content in connection with the Service.

Third-Party Content

Our Service may contain content from third parties. We are not responsible for third-party content and do not endorse or verify its accuracy.

Disclaimers and Limitations

Service Availability

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be uninterrupted or error-free.

Accuracy of Results

While we strive for accuracy, our tools provide estimates and should not be considered as professional advice. Always verify results and consult professionals when needed.

Limitation of Liability

In no event shall Toolboard be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your information.

By using our Service, you consent to the collection and use of information in accordance with our Privacy Policy.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

Questions About Terms?

If you have any questions about these Terms of Service, please contact us.